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Auto Reform Update

By March 24, 2020Uncategorized

Auto Reform Update

If this impacts you, please call us NOW to determine any options you may have to assure your family and household members remain covered.

You may have heard about the changes to our Michigan No-Fault Law which will go into effect in July of this year.  What you may not know is that part of the law has already been enacted and may immediately affect coverage for your family or household members and add additional liability exposures to you.

Under the new law, it is possible that someone already listed as a driver on your policy may no longer be covered for Person Injury Protection benefits.  If a relative has been using your vehicle but does not reside with you or if there is someone who resides with you that is not a relative, contact our office immediately.

  • If you have a household member, not related to you, who does not own and insure their own vehicle. (friend, significant other)
  • If you have a member of your family operating your vehicle that does not reside in your home. (This applies even if listed as a driver on the policy).   This could include family members away at school or working away from home.

Call us at 231-755-1919

Another change in the law that could impact you now is the additional exposure to law suits from the new reform.  We strongly suggest that all our clients consider adding an umbrella liability policy and or increasing the limit of liability coverage under their current umbrella.

Beginning July 2, 2020, the law will give you the opportunity to select different levels of medical coverage under Personal Injury Protection.  As that time draws near, we will be available to help assure that you understand your choices.

The new law is complicated and often confusing.  If you have any questions please contact us at your convenience. Also, if you have an email address we could be utilizing for our future communications please let us know.

Thank you again for allowing us to be your trusted advisor.